What Is the Road Accident Fund (RAF)?

The RAF is a public entity established under the Road Accident Fund Act to compensate victims of motor vehicle accidents in South Africa. It steps into the shoes of the wrongdoer and provides cover for:

• Bodily injuries sustained in a motor vehicle accident
• Loss of support due to the death of a breadwinner
• Medical expenses related to accident injuries
• Funeral costs for accident-related deaths

Note: The RAF does not cover damage to vehicles or property — only personal injury and related losses.

Who Can Claim?

• Injured persons in accidents caused by another driver’s negligence
• Dependents of someone who died in a road accident
• Pedestrians, passengers, cyclists, or drivers (unless solely responsible)
• Minors or incapacitated persons represented by guardians

What Can You Claim?

• Medical expenses (past and future)
• Loss of income or earning capacity
• General damages for pain, suffering, and disfigurement
• Loss of support for dependents
• Funeral expenses

Our Legal Services

• Initial claim assessment and eligibility review
• Preparation and submission of RAF claim forms
• Medical report coordination and expert consultations
• Negotiation with RAF to avoid under-settlement
• Litigation support for disputed or delayed claims
• Appeals and follow-ups for rejected or underpaid claims

Time Limits

RAF claims must be submitted within:

• 3 years from the date of the accident (if the driver is known)
• 2 years if the driver is unknown (e.g., hit-and-run)

Delays can result in forfeiting your right to claim — early legal advice is essential.

Why Choose MD Attorneys Inc?

• Proven success in RAF settlements and litigation
• Compassionate support for victims and families
• Strategic negotiation to maximize compensation
• Transparent guidance throughout the process